How To Get Auto Insurance Quotes in Dallas Without Getting Bombarded With Phone Calls
While it’s nobody’s favorite pastime to research and compare insurance rates, one thing that makes it a dreaded activity that doesn’t get talked about enough is the number of sales phone calls and e-mails you get once you start this process. If you need to obtain great rates but don’t want your cell phone ringing off the hook for weeks after the fact, we have a few suggestions for you. Mainly, you’ll want to limit the amount of personal information you give out during the quote gathering. Here is how to get auto insurance quotes without all the sales calls and the pros and cons of doing things this way.
Why Do Auto Insurance Companies Require So Much Personal Information?
You’ll probably be asked for a lot of personal information when getting quoted a rate for car insurance. They will ask things about your car, about yourself, where you live, and even ask for your driver’s license and social security number. Do you really need to give them all this information? Well, yes and no. They can probably get you a pretty accurate quote without the social security number if you’re wary of giving it out. The other information though is pretty important for getting a specific rate quote. Your rate isn’t just about the car you drive but also about where you live, how much you drive, and your driving record as well. There are ways to get a more general quote without giving out so much information, however.
Why Am I Getting So Many Phone Calls After Getting Car Insurance Rates?
The insurance industry is highly competitive. A great insurance company representative or insurance broker is going to want to win your business, especially if you’re a low-risk driver. Most reputable insurance companies will have a policy against selling your contact information to third pastries. If you are worried about that, simply ask them for their rules on how they handle your sensitive data.
How To Get An Anonymous Auto Insurance Quote
You can get a nonguaranteed quote, basically, a ballpark figure, based on the average premium people that live near you already pay. Many factors can sway this number, that’s why it’s not guaranteed. Although there is one Texas auto insurance company that offers an anonymous quote that is accurate at Save Money Car Insurance
You can avoid calling insurance companies directly by using a comparison-shopping website instead. You can use alias information (fake phone number and email) but keep your other information valid. This way they cannot call or email you.
Is Anonymous Rate Quoting A Good Idea?
While you may want to get a quote by giving as few personal details as possible, you simply can’t get an accurate rate without providing at least some of your data. To get an accurate rate they do need your age, gender, approximate credit score, address, insurance history, driving record, and type of car you drive. They do not need your email address or phone number to give an accurate quote.