The global pandemic, COVID-19, has caused widespread changes to our daily life and to our incomes. When the cases started piling up, large portions of the US went into lockdown mode to protect citizens against the highly contagious respiratory virus. This meant that businesses closed and many people have been left without jobs or with a decrease in income.
Now major car insurance companies in Dallas and across the US are offering a helping hand in these times when many people are sheltering and home and driving less. Insurance premiums are a significant cost for many families and it stings just a bit more right now because many people aren’t even leaving their homes except for essentials. Car insurance companies like Progressive, State Farm, GEICO, and more have instituted refund programs to help families survive these difficult times.
Check with your auto insurance company to find out what deals and refunds they might be offering and when you can expect the money. To give you an idea of what’s going on in regards to refunds, let’s talk about one of the most popular carriers in Dallas, Progressive Auto Insurance.
How Progressive Is Giving Back To Dallas Drivers
Progressive recently announced their “Apron Relief Program” which they named after the classic cooking apron you use to protect your clothing from harm. The Apron Relief Program was designed to help consumers during the COVID-19 health crisis. It has several components:
Personal Premium Credit
Active policyholders will get a 20% premium credit which will automatically get calculated and applied to your account. The credit is applied to your next bill.
Progressive doesn’t want drivers to worry about losing their insurance and suffering a lapse in coverage if they’ve lost their job and can’t pay their bill. They will waive late fees, pause collections, and hold off on canceling policies due to non-payment through May and this could be extended. They encourage policyholders to call if they are in a bind as they are willing to work with them on payments.
Supporting Essential Workers
Progressive wants to give back to first responders, healthcare workers, and delivery drivers who are battling on the front lines of this pandemic. They are providing expedited roadside assistance, expanding coverage for customers temporarily delivering food and medicine, offering meal delivery for truck drivers, and more. This is a great way to say thank you to the people who are working hard to keep people safe, healthy, and fed.
Check With Your Insurance Carrier Or Broker For More Information
Many large auto insurance companies are willing to work with people during these uncertain times. Car insurance companies are saving money right now as fewer accidents and damage claims need to be paid out and they are working to pass these savings on to customers in need. If you are experiencing financial hardship due to COVID-19, don’t hesitate to call and see what assistance programs might be offered.