Cheapest Auto Insurance
Houston, Texas

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  • Multi-Car Discount
  • Good Driving Discount
  • Automatic Payment Discount
  • Pay Your Policy in Full Discount
  • Multi-Driver Discount
  • Defensive Driving Discount
  • Homeowners Discount
  • Non-Smoker Discount
  • Previous Insurance Discount
  • Married Discount
  • And Many More

Get Affordable Car Insurance in Houston, Texas

Houston is the largest city in Texas, and America’s fourth-largest overall. More than two million people call it home, and the city has a massive infrastructure system to support the population. Indeed, metro Houston is home to one of the widest stretches of freeway in the world—the Katy Expressway. It’s easy to say that if you don’t drive safely in the area, you could face a car accident. That could cost you dearly.

Still, sometimes you can’t avoid a vehicle mishap. If one occurs, however, you want the financial support to recoup your losses. With the help of a tailored auto insurance policy, you can achieve that protection.

With more than 35 years of experience, Cheapest Auto Insurance can help all Houston drivers find the right car insurance. We can get you the best coverage at the lowest prices without cutting corners.

Why You Need Auto Coverage

Car insurance protects your bottom line in case you have a wreck or experience another loss involving your car. It will help you avoid paying for these costly losses out-of-pocket.

Houston drivers have a significant need for this coverage. Crash statistics show that Harris County, including Houston, registered more than 108,000 car crashes in 2017. That’s enough to concern anyone.

Maybe while on the freeway one day, you hit another car. This might lead to thousands of dollars in vehicle damage, injuries and legal costs. You might have to pay for your own losses and compensate others for theirs. With the auto insurance, you can generally let your policy cover some or all costs.

Texas Auto Insurance Requirements

By law, every Texas driver must carry auto insurance. We’ll start your policy with the state’s required coverage, but we’ll also help you expand your policy to create more wide-reaching protection.

At minimum, your policy must include liability coverage. It will cover the damage you might cause to others in an accident for which you are at fault. Coverage can protect you from having to dig into your own pockets repay someone else for their damage.

In Texas, you must carry at least the following liability insurance:

  • $30,000 bodily injury liability coverage per person
  • $60,000 bodily injury liability coverage per accident
  • $25,000 property damage liability coverage per accident

Keep in mind, most drivers can benefit from higher liability limits. Let one of our agents help you determine the limits you want at a price you can afford.

Expanding Coverage

Ask your agent if you can add other coverage elements to your policy. By doing so, you will likely create a better security cushion on the road. That could prove extremely beneficial in a high-risk environment like Houston. Some additional benefits to your coverage can include:

  • Collision Insurance to pay for damage your car sustains in a wreck
  • Comprehensive Coverage for non-accident losses like theft, fire, weather and more
  • Medical Payments Coverage to pay the medical bills of you and your passengers
  • Uninsured/Underinsured Protection for when you collide with another at-fault driver who does not have appropriate liability coverage

By tapping into our network of top-rated insurance providers, we can help you find the policy that most effectively targets your individual risks.

Insuring Drivers of All Shapes and Sizes

As an independent agency, Cheapest Auto Insurance has access to the policy options offered across the top 30 auto insurance companies. That way, we can always save you the most money on your rate. You’ll have enough coverage to protect you on Houston’s roads, and you’ll still be able to afford it.

In addition to standard auto coverage, we also offer non-owners, motorcycle, boat insurance, SR-22 options and more. Regardless of your driving history, we will get you coverage. That way, you can stay safe, covered and legal on the road!

Get Started Today

Cheapest Auto Insurance wants to be your neighborhood insurance partner in Houston. You can reach one of our agents via phone at (713) 237-0904 or get an instant online quote.

E-Sign Accepted Here

We are happy to offer an e-sign option for anyone that can’t make it to an office to sign paperwork. We want to make the process as easy as possible for you.

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