Cheapest Auto Insurance
Dallas, Texas


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  • Multi-Car Discount
  • Good Driving Discount
  • Automatic Payment Discount
  • Pay Your Policy in Full Discount
  • Multi-Driver Discount
  • Defensive Driving Discount
  • Homeowners Discount
  • Non-Smoker Discount
  • Previous Insurance Discount
  • Married Discount
  • And Many More

Get Affordable Car Insurance in Dallas, Texas

Dallas is part of a metropolitan area that is home to more than 7 million people. In terms of population, only New York, Chicago and Los Angeles outrank Dallas-Fort Worth. The area’s growing urban sprawl has created one of Texas' largest highway systems, and local roadways are often crowded.

You'll need top-rated car insurance to protect you when you hit the road around DFW. With more than 35 years of experience behind us, Cheapest Auto Insurance has the expertise to help all Texas drivers find the right auto policies at the lowest prices.

Why You Need Auto Coverage

Driving risks are omnipresent in Dallas, and there were more than 32,000 accidents in the area in 2017. Therefore, having auto insurance is ideal for every driver.

By having a policy, you can reduce your risks of significant financial challenges after unfortunate accidents. The policy can help pay for such losses as your vehicle damage, injuries and related costs. It can also pay for the damage you cause others if you are held at-fault for the accident.

Texas Auto Insurance Requirements

The State of Texas requires all registered drivers to carry auto liability insurance. It will help you pay for the damage you might cause to others if an accident is your fault.

You must carry at least the following limits:

  • $30,000 bodily injury liability coverage per person
  • $60,000 bodily injury liability coverage per accident (2 or more people injured)
  • $25,000 property damage liability coverage per accident

Most drivers benefit from higher liability limits than the state minimums. Let our agents help you determine the coverage you want at a price you can afford.

Expanding Coverage

Besides your liability insurance, your can invest in other coverage.

  • Collision Insurance pays for damage your car sustains in a wreck.
  • Comprehensive Coverage insures you for vehicle damage that is not related to a wreck. Losses from theft, fire, weather and more might have coverage.
  • Personal Injury Protection (PIP Coverage) pays the medical bills of you and your passengers.
  • Uninsured/Underinsured Protection covers your own losses if you collide with another at-fault driver who does not have the right liability coverage to repay you.

With additional protection, you can create a better security cushion for you and your vehicle. We cannot understate the importance for all Dallas drivers (yes, this means you, too) to carry expansive coverage.

Insuring Drivers of All Shapes And Sizes

We're in a unique position to help any driver pinpoint the perfect car insurance, regardless of the insurance risks you might pose. Besides standard policies, we offer non-owners insurance, motorcycle coverage, SR-22 options, high-risk coverage and more.

Car Insurance Frequently Asked Questions

How much is Dallas car insurance?

Dallas is one of the most-expensive cities for car insurance in Texas, and drivers typically pay over $1,000/year (roughly $80/month) for their coverage. Your exact rate will vary, however, based on factors like your driving record, the value of your car and your previous claims history. Let our agents help you tailor your coverage limits appropriately.

Who has the cheapest car insurance in Texas?

Cheapest Auto Insurance offers policies from more than 30 top auto insurance companies. Some insurers offer lower rates than others, depending on factors specific to the policy applicant. Our guarantee is that you will always pay the lowest rates on your coverage.

How does Non-Owners Insurance work in Dallas, Texas?

Non Owners insurance can often be a confusing policy. On many of the policies in Texas, companies will add an exclusion of coverage if the vehicle is driven on a regular basis for a long period of time.

According to the Texas Department of Insurance, a "non-owner liability policy pays for damages and injuries you cause when driving a borrowed or rented car, but it doesn't pay for your injuries or damage to the car you are driving." Many customers use this coverage to simply get their license reinstated.

If you drive a vehicle on a regular basis and own the vehicle, it is best to actually insure that vehicle (rather than to purchase a non-owners insurance policy). Many times, Non-Owners Insurance is cheaper than a normal auto policy. That said, coverage is much more limited.

One of the things we do here at Cheapest Auto Insurance is help explain all your coverages so everyone can understand them. Feel free to give us a call at (214) 760-4883 or visit our local Dallas office to discuss a Non Owners Insurance Policy or any other questions you might have regarding auto insurance.

Get Started Today

Cheapest Auto Insurance wants to be your neighborhood insurance partner in Dallas. You can reach one of our agents via phone at (214) 760-4883 or get an instant online quote now!

E-Sign Accepted Here

We are happy to offer an e-sign option for anyone that can’t make it to an office to sign paperwork. We want to make the process as easy as possible for you.

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Dallas Office Located at:

9304 Forest Lane, Suite S140
Dallas, TX 75243
Phone (214) 760-4883
Mon-Fri 9:00am - 5:15pm
Sat 10:00am - 2:00pm
Sun Closed

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