Which Insurance Companies Sell Full Coverage Insurance in Dallas
When you say the words “car insurance” it can mean a variety of things, as not all car insurance policies are the same. There are different types of coverage, each with its own benefits and costs. While everyone on the road has to have the state minimum liability coverage, most people finance their cars through a bank and are therefore obligated to have full coverage.
What Is Full Coverage Auto Insurance?
Full coverage is a shorthand way of talking about combined insurance that usually covers liability, collision, and comprehensive coverage. Most people feel comfortable with this type of coverage because it offers the most protection. Liability protects other people in the event you cause an accident. They can get their medical and property damages paid and you won’t get sued for damages or have to pay them all out of pocket. Collision coverage is what will protect your own car in that same accident, without it you’ll be on the hook for your own bills. Finally, comprehensive coverage exists to protect you financially for damages to your car that don’t involve an accident, for example, a hail storm or a car theft.
This coverage does cost more since the insurance company is taking on more risk. The less risk you want to take, the more you have to pay someone else to take it for you. In this case, you pay buy having increased premiums.
Top 3 Full Coverage Auto Insurance Providers In Dallas
Most car insurance companies provide full coverage but not all companies are available in the same areas of the country. The rates a company charges can also vary by state and even by zip code, so you need to know who the best insurance companies are near you.
Here are the top full coverage insurance providers in Dallas, where premiums can run high compared to the national average:
Texas Farm Bureau: They are consistently at the top of every savings list on sites like Nerdwallet. You do have to be a registered member with them and pay membership dues but the savings seem to be worth it. Their average car insurance cost for good drivers is $1,041 per year. They also happen to be cheapest for people with poor credit or people that have had an accident.
Geico: This well-known national chain is popular for more than just their adorable lizard commercials. They have great rates and are always at or near the top of customer satisfaction surveys as well.
Auto Club Of SoCal: Don’t let the name fool you, this regional company does operate in TX and is available to Dallas drivers. They offer great low rates, good discounts, and friendly customer service.
You won’t go wrong with any of these choices, but do a side by side comparison to see which works out best for you. Not everyone is aware of this but insurance rates aren’t the same for everyone.
New to Cheapest Auto Insurance?
A lot of personal details are factored into your premiums, so it is best to shop around to find the cheapest rate for you. Our insurance experts are available to help you find the cheapest rate call us at 214-760-4883 or for an online quote click here!