Cheapest Auto Insurance
Austin, Texas


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  • Multi-Car Discount
  • Good Driving Discount
  • Automatic Payment Discount
  • Pay Your Policy in Full Discount
  • Multi-Driver Discount
  • Defensive Driving Discount
  • Homeowners Discount
  • Non-Smoker Discount
  • Previous Insurance Discount
  • Married Discount
  • And Many More

Get Affordable Car Insurance in Austin, Texas

Austin — Texas’ capital and fourth-largest city — is a hub for commerce, government and tourism. However, it’s also notorious for its traffic congestion, spreading from the MoPac Expressway to Interstate 35 and beyond. Accident risks abound here more than in many other parts of Texas. All local drivers, therefore, need to carry auto insurance to protect themselves behind the wheel.

With more than 35 years of experience, Cheapest Auto Insurance can help all Austin drivers find the coverage that’s best for them. We can get you the lowest prices without cutting corners.

Why You Need Auto Insurance Coverage

With auto insurance coverage, you can preserve your financial security after costly vehicle losses. It is as important in Austin as it is anywhere else.

Out of 200 American cities, Austin ranks 158th for driving safety. Locals, on average, experience an accident about every seven years. Given these factors, Austin drivers need appropriate auto insurance. It’s there to help you pay for losses from unexpected vehicle mishaps.

Texas Auto Insurance Requirements

Selecting the right auto policy differs based on multiple factors, including your unique driving risks.

Perhaps the most important type of insurance to carry is liability coverage. Indeed, Texas requires all drivers to carry this coverage to maintain a vehicle and registration.

Liability insurance covers the damage you might cause to others. Therefore, if you hit another vehicle, and the accident is your fault, other involved parties can make a claim on your coverage for their losses. Coverage, therefore, can help protect you from having to dig into your own pockets for compensation.

In Texas, you must carry at least:

  • $30,000 bodily injury liability per person
  • $60,000 bodily injury liability per accident
  • $25,000 property damage liability per accident

Keep in mind, most drivers can benefit from higher liability limits. Let one of Cheapest Auto Insurance’s agents help you determine the limits you want at a price you can afford.

Expanding Coverage

Don’t just stop with liability coverage. The more protection you have, the better your own security. Some additional benefits you can add to your coverage include:

  • Collision Insurance to pay for damage your car sustains in a wreck
  • Comprehensive Coverage for non-accident losses like theft, fire, weather and more
  • Medical Payments Coverage to pay the medical bills of you and your passengers
  • Uninsured/Underinsured Protection for when you collide with another at-fault driver who does not have appropriate liability coverage

By tapping into our network of top-rated insurance providers, we can help you find the policy that most effectively targets your individual risks.

Insuring Drivers of All Shapes and Sizes

As an independent agency, Cheapest Auto Insurance can compare coverage options across the top 30 auto insurance companies. That way, we can save you the most money on your rate. You’ll not only have enough coverage to protect you on Austin’s roads, but you’ll also be able to afford your policy.

But, we won’t stop there. In addition to standard auto coverage, we also offer non-owners, motorcycle, boat insurance, SR-22 options and more. Regardless of your driving history, we will get you coverage. That way, you can stay safe and legal on the road!

Get Started Today

Cheapest Auto Insurance wants to be your neighborhood insurance partner in Austin. You can reach one of our agents via phone at (512) 400-0750 or get an instant online quote.

E-Sign Accepted Here

We are happy to offer an e-sign option for anyone that can’t make it to an office to sign paperwork. We want to make the process as easy as possible for you.

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