Cheapest Auto Insurance
San Antonio, Texas
CHEAPEST AUTO INSURANCE HAS THE MOST DISCOUNTS:
- Multi-Car Discount
- Good Driving Discount
- Automatic Payment Discount
- Pay Your Policy in Full Discount
- Multi-Driver Discount
- Defensive Driving Discount
- Homeowners Discount
- Non-Smoker Discount
- Previous Insurance Discount
- Married Discount
- And Many More
Affordable Car Insurance In San Antonio
San Antonio is Texas’ second most populous city, and one of its most cherished historic destinations. It’s world-famous as the home of the Alamo, but also boasts a strong economy and housing market.
Still, San Antonio is also known for something a little less pleasant—its traffic. Before hitting the road, let Cheapest Auto insurance help you get the auto policy that is perfect for you, your car and driving needs.
Why Choose Cheapest Auto Insurance?
The Texas Department of Transportation reported more than 46,000 crashes in San Antonio in 2016. These wrecks resulted in 176 fatalities and numerous injuries.
Damage from wrecks or other vehicle hazards could lead to thousands of dollars in repair bills, legal challenges and personal injuries. Your car insurance can help you access the money to pay these costs while avoiding high out-of-pocket losses. With coverage, you won’t have to worry about how you’ll come out on top of unexpected mishaps.
San Antonio’s Auto Insurance Requirements
Auto insurance equals consumer protection. It protects not only you, but also others on the road. Texas recognizes the importance of coverage. Therefore, it requires all registered drivers to carry minimum levels of liability insurance. Liability coverage will help you repay others for their losses in the event you cause an accident.
The state’s minimum requirements start at:
- $30,000 bodily injury coverage per person
- $60,000 bodily injury coverage per accident
- $25,000 for property damage per accident
Still, you likely need more coverage than the bare minimum. We can augment your coverage to include:
- Higher liability limits
- Collision insurance to pay for damage to your car resulting from a wreck
- Comprehensive coverage to pay for non-accident losses like theft, fire, adverse weather and more
- Medical payments coverage to pay the medical bills of you and your passengers
- Uninsured/underinsured protection for cases if you collide with another driver who does not have appropriate liability coverage
Every driver can benefit from added protection. You’ll find you have more security when you need it most.
Keeping Your Insurance Rates Affordable In San Antonio
San Antonio is the second most populated city in Texas, with roughly 1.53 million people. It is also the 7th largest city in America. Generally, where there is higher population, there is a higher frequency of accidents, uninsured drivers, traffic, and insurance fraud. These four factors have a huge impact on pricing for San Antonio car insurance.
Below are a few ways you can combat the higher auto insurance rates in San Antonio.
- Set your monthly payments on EFT
- Sign up for paperless billing
- Take a defensive driving course
- Drive safe. The fewer claims you turn in, the more likely your safe driving discount will stay intact.
Cheapest Auto Insurance can help you find cheaper car insurance in San Antonio by going over all possible discounts. We can customize your policy for exactly what you need.
Insuring Drivers Of All Shapes And Sizes
Texas drivers can turn to Cheapest Auto Insurance to find appropriate auto insurance, no matter their coverage needs. We work with top-rated insurance providers, and we can always help you find suitable protection by comparing our wide selection of policy options.
Standard and non-standard drivers - even those with requirements like SR-22 penalties - can come to us for personalized services that will always lead to broad coverage. We’ll help you tailor your policy to the value of your vehicle and other cost risks. And we’ll make sure you get protection at the lowest costs.
How Much Is Car Insurance In San Antonio?
Auto insurance in San Antonio averages to be $125 monthly. Which is not bad considering it’s the second largest city in Texas. San Antonio has cheaper auto insurance than Dallas despite having a bigger population.
How Do I Find Cheap Car Insurance in San Antonio?
When you are trying to find cheap auto insurance in San Antonio it is important to keep a good driving record. If you have three years without turning in a claim or having a ticket you can qualify for a safe driving discount which can save you up to 20% on your auto insurance premiums.
Two other nice discounts many people can qualify for is setting up you monthly payments on auto pay and on a paperless billing system. That way you don’t have to call in your monthly payments every month. Also, you don’t have to worry about checking the mail for you bill every month, instead the bill is just emailed to you.
Who Has The Cheapest Auto Insurance Quotes In San Antonio?
Texas Farm Bureau has the cheapest auto insurance quotes in San Antonio followed by Geico and Progressive. Keep in mind every company has niches that they specialize in. Some companies surcharge hard for not having insurance for 6 months straight whereas other don’t even take that into consideration in their rating factors.
How Do I Compare Auto Insurance Quotes In San Antonio?
Searching online quote comparison sites are a great way to find a cheap auto insurance quote. Finding a local Independent Insurance Agent who write through multiple carriers can give a consumer numerous options, see Trustedchoice.com for a list of local insurance agents in San Antonio.
How Do I Find The Best Auto Insurance Companies In San Antonio?
Researching Google and Facebook reviews are a great way to find the best auto insurance companies in San Antonio. Looking over actual reviews from a customer is the best way to get the truth about how an insurance company conducts business to a certain extent. Sometimes people who have a good experience don’t ever leave a review but almost everyone who has a bad experience with an auto insurance company will leave a bad review. So that does need to be factored in your decision making while searching.
How Do I Get Affordable Auto Insurance Quotes In San Antonio?
- Pay your policy in full for 6 months
- Have a good credit score
- Put at least 2 cars in on your policy for multi car discount
- Shop around on every renewal to make sure you are still getting the best price
How Do Bad Drivers Find Auto Insurance In San Antonio?
Finding a local non standard auto insurance agency is a good way to find insurance if you have a bad driving record. Some larger preferred auto insurance companies may not take drivers who have multiple tickets and accidents. These non standard auto insurance companies specialize in insuring drivers who have DUI's, Accidents, or a Suspended Driver's License.
How Do I Find San Antonio High Risk Auto Insurance Companies?
Here is a list of high risk auto insurance companies in San Antonio that have some affordable rates:
- Texas Ranger
- Save Money Car Insurance
How do I find Non Owners Insurance in San Antonio?
The best way to find a non owners insurance policy in San Antonio is to contact a local non standard auto insurance agency. They have numerous auto insurance companies that offer non owners coverage. Many people take out a non owners policy when there license is suspended and they do not own a vehicle. Here are a few companies that offer coverage for non owners insurance:
- Save Money Car Insurance
How do I find cheap full coverage insurance in San Antonio?
Full coverage is cheaper in San Antonio than it is in Dallas and Houston. One way to get your rates lower on your monthly premium is to get your deductible as high as possible. Most auto insurance companies highest deductible option is $1000 but there are a few companies that offer a $2000 deductible which can lower your rates up to 15%. But one thing to keep in mind is the higher your deductible the more you have to pay out of your pocket if there is ever an accident. Also, some car dealerships now offer comp and collision coverage at an affordable rate which allows customers to purchase liability only from their auto insurance company and then the full coverage from the dealership to save money.
Get Started Today
Cheapest Auto Insurance wants to be your neighborhood insurance partner. You can reach one of our agents via phone at (210) 349-7826 or get an instant online quote.
E-Sign Accepted Here
We are happy to offer an e-sign option for anyone that can’t make it to an office to sign paperwork. We want to make the process as easy as possible for you.
Note All rate data is generated as part of The Zebra's industry-leading annual insurance rate study.