Changing Your Car Insurance When You Move To Arkansas
Welcome to the south and congratulations on moving to one of the most beautiful states in the southern US! Arkansas is known for its abundant park and wilderness areas, with terrain encompassing mountains, caves, rivers and hot springs. Its capital, Little Rock, hosts the Clinton Presidential Center, housing Bill Clinton’s presidential archives. There are a lot of amazing nature trails to hike and parks to visit making it a great place to raise a family. No matter if you are moving for a new career opportunity or to be near family, you’re going to love it here. If you’ve recently moved here you might be wondering if you need to update your car insurance and registration.
There are so many details to keep in mind when making an out of state move. You have to pack, find a place to live, forward your mail, worry about utilities and yes, you have to update your car registration and insurance as well.
Upon moving to the state you will have 30 days to register your vehicle. At the time of registration you will need to provide proof of insurance and the state of your insurance and registration must match. So if you have moved to Arkansas then your insurance policy must be from Arkansas as well. Your new policy should also meet the minimum liability threshold for the state of Arkansas which is $25,000 bodily injury per person up to $50,000 per accident and $25,000 property liability. Liability insurance covers the other party in an accident caused by the insured. To keep costs down many people choose to carry only liability, but if you have a newer car then collision or comprehensive auto insurance might be recommended by your insurance agent.
One very important tip to keep in mind when you are moving to a new state and updating your insurance is to not allow any lapse in coverage during your move. It is recommended that you move first, obtain your new insurance within the 30 day time period and then once the new policy is active then, and only only then, call to cancel your old policy. This will make sure you don’t have any time period in which you are not covered by car insurance and stay complaint with the laws of both states, your home state and your new state of residence.