• Home
  • Auto Quote
  • Client Portal
  • Locations
  • Blog
  • Videos
  • FAQs
  • Careers
  • About Us
Company Logo
PHone IconCall Email IconEmail Texting IconText
  • QuoteGet Started
    • Instant Auto Quote
    • Auto Insurance Information
  • PortalFor Customers
    • Make A Payment
    • File A Claim
    • Make A Change
      • Add Driver To Existing Auto Policy
      • Add Vehicle To Existing Auto Policy
      • Remove Driver From Existing Auto Policy
      • Remove Vehicle From Existing Auto Policy
    • Send Me ID Cards
    • Policy Question
    • Lienholder
    • Cancellation Request
  • LocationsFind Us
    • Hours and Locations
    • Oklahoma
      • Bixby
      • Broken Arrow
      • Oklahoma City
      • Sapulpa
      • Tulsa
        • Midtown Tulsa
        • East Tulsa
        • South Tulsa
    • Texas
      •              
      • Fort Worth
      • Arlington
      • Dallas
        • North Dallas
        • East Dallas
        •  
  • Areas We Serve
    • Bartlesville, OK
    • Catoosa, OK
    • Moore, OK
    • Muskogee, OK
    • Norman, OK
    • Sand Springs, OK
    • Austin, TX
    • El Paso, TX 
    • Garland, TX
    • Houston, TX
    • Irving, TX
    • North Richland Hills, TX
    • Plano, TX
    • Richardson, TX
    • San Antonio, TX
    • Sherman, TX
  • AboutWho We Are
    • About Us
    • Blog
    • Videos
    • Careers
    • Reviews
    • Frequently Asked Questions
    • Oklahoma Auto Insurance Guide
    • Texas Auto Insurance Guide
Home > Blog > Don’t Buy Auto Insurance In Dallas, Texas Without Reading These Cheap Premium Tips
TUESDAY, FEBRUARY 25, 2020

Don’t Buy Auto Insurance In Dallas, Texas Without Reading These Cheap Premium Tips

Image: Texas

Big things happen in Dallas, Texas, as their slogan says. If you’ve recently moved to the Lonestar State or recently became a licensed driver in Texas then you’ll want to brush up on auto insurance laws and regulations. All drivers are required to cover, at a minimum, some liability coverage that pays the other party in the event you cause an accident. Texas state law requires that you have at least $30,000 of coverage for injuries per person, up to a total of $60,000 per accident, and $25,000 of coverage for property damage. This is called 30/60/25 coverage. If you paid for your car with bank financing then you’ll also have to take out collision and full coverage to protect the bank’s investment. This may sound expensive, but don’t worry, there are ways to find cheap auto insurance in Dallas. 

The Number One Tip To Getting Cheaper Auto Insurance In Dallas, TX

The most important thing you can do when looking for cheap auto insurance premiums is to shop around. Not all car insurance companies have the same priorities when it comes to how they structure their plans. Insurance companies have different packages and discounts that set them apart from each other. This means that the cheapest plan for you and the cheapest plan for your neighbor, might not be the same pan at all. The easiest way to shop multiple plans at once is find an auto insurance broker to help you compare all the available plans at once. They will help you find the right coverage for the cheapest price and make sure you get every available discount. 

Even More Ways To Lower Your Dallas Auto Insurance Premium

Most insurance companies use the same statistical risk tables to calculate your premiums but it’s the way they package their benefits and the discounts they offer that make a huge impact on what monthly premiums each person pays. Insurance premiums differ from person to person based on their unique demographics and other factors. 

  • Drive an older car. If you haven’t already bought a car, consider buying used to get much lower insurance rates. If the car has certain safety features it might also qualify for additional discounts. 


  • Pay your premium upfront or by auto-draft. Save a significant amount on premiums by paying yearly in a lump sum or by allowing your premiums to come out of your bank account automatically each month. 


  • Be a safe driver. Having a clean driving record with no or very few claims to previous insurance companies will lower your rate. Sometimes you can take a defensive driving class for more money off. 


  • Apply for all the discounts that are available to you. You can get discounts based on your driving history, grades, age, profession, or other affiliation. The discounts available to you might change over time so even if you already have a policy, it’s a good idea to review it once a year. 

 

Posted 6:31 PM

Tags: dallas, fort worth, frisco, texas, cheap car insurance
Share |


No Comments


Post a Comment
Required
Required (Not Displayed)
Required


All comments are moderated and stripped of HTML.

NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2021
  • 2020
  • 2019
  • 2017
  • 2016

  • auto insurance(86)
  • cheapest auto insurance(86)
  • liability auto insurance(55)
  • auto insurance companies(54)
  • car insurance(36)
  • oklahoma(9)
  • cheap insurance dallas(7)
  • texas(6)
  • cheap auto insurance dallas(6)
  • tulsa(6)
  • cheap insurance(6)
  • car insurance blog(5)
  • auto insurance dallas(5)
  • dallas(5)
  • broken arrow(4)
  • full coverage insurance dallas(4)
  • insurance(4)
  • liability insurance(4)
  • cheap auto insurance(4)
  • cheap car insurance(4)
  • cheap car insurance dallas(4)
  • auto insurance broken arrow(3)
  • cheap liability insurance(3)
  • frisco(3)
  • dallas auto insurance(3)
  • fort worth(3)
  • cheap insurance in broken arrow(3)
  • car insurance tulsa(3)
  • oklahoma city(3)
  • dallas insurance(2)
  • auto insurance tulsa(2)
  • austin(2)
  • full coverage(2)
  • cheap(2)
  • liability insurance broken arrow(2)
  • car insurance dallas(2)
  • coverage(2)
  • bartlesville(2)
  • cheap liability(2)
  • muskogee(2)
  • cheap insurance tulsa(2)
  • cheapest car insurance dallas(2)
  • del city(1)
  • auto(1)
  • cheapest insurance(1)
  • plano(1)
  • ok car insurance(1)
  • #non owner insurance dallas(1)
  • car insurance discounts(1)
  • auto insurance brokers(1)

View Mobile Version
➜

Quick Links

Home About Contact Us Payment Locations Blog Videos Reviews Tulsa Insurance Dallas Insurance Oklahoma Auto Insurance Guide Texas Auto Insurance Guide Liability Auto Insurance Full Coverage Auto Insurance Auto Insurance Quoting Process Auto Insurance Companies Frequently Asked Questions
© Copyright 2020. All rights reserved.
Powered by Insurance Website Builder

Disclaimer*


Contact Us