What Separates Cheapest Auto Insurance from the rest of the auto insurance companies?
We have made auto insurance easy and hassle free. With our Anonymous Quoting System that is the fastest online auto insurance quoting process in the industry, a customer can receive a quote in 1 minute and complete the entire policy online in 5 minutes. There is truly nothing like it in the auto insurance industry. Here are few other reasons why Cheapest Auto Insurance is the place to find hassle free affordable auto insurance.
- No Credit Checks
- No Middleman Fees
- State of the art APP
- Low First Month Payment
- Anonymous Quoting System
- We are a great combination of InsurTech plus a call center that is second to none with agents to help you by phone or text message.
- We don’t sell your info to any vendors like many online sites do.
Affordable Car Insurance for Midtown Tulsa
Tulsa's downtown is vibrant and growing. Not only is it home to multiple national corporations, but it's also full of such attractions as art museums, music venues and beautiful observation points along the Arkansas River.
Still, because it is the center of the city, there's a lot of traffic around Midtown. All residents and visitors therefore need car insurance. Let Cheapest Auto Insurance help you get covered. Policies can offer:
- Liability Insurance (includes Oklahoma 25/50/25 Required Coverage)
- Collision Insurance
- Comprehensive Damage Insurance
- Uninsured/Underinsured Motorist Coverage
- Medical Payments Insurance
Your chosen policy can also include roadside assistance, glass coverage, towing coverage and other perks. We'll make sure you can keep your desired policy affordable by applying discounts, vanishing deductibles and other savings mechanisms.
Why Does Tulsa Auto Insurance Cost More Than Other Nearby Cities?
Tulsa is the second most populated city in Oklahoma — right behind Oklahoma City — with roughly 391,906 people. Also, 3 of the 10 fastest growing cities in Oklahoma are suburbs of Tulsa — which are Jenks, Owasso, and Bixby. Many of the people living in these towns work in Tulsa. Generally, where there is higher population, there is a higher frequency of accidents and also uninsured drivers. These two factors have a huge impact on pricing for tulsa car insurance.
Below are a few ways you can combat the higher auto insurance rates in Tulsa.
- Set your monthly payments on EFT
- Sign up for paperless billing
- Take a defensive driving course
- Drive safe. The fewer claims you turn in, the more likely your safe driving discount will stay intact.
Cheapest Auto Insurance can help you find cheaper car insurance in Tulsa by going over all possible discounts. We can customize your policy for exactly what you need.
Why Is Uninsured Motorist Coverage Important For Tulsa Drivers?
At Cheapest Auto Insurance we opened our Midtown location in the center of the city for a reason. Midtown/Downtown Tulsa is one of the fastest growing areas in the Tulsa Metro area. Our location at 2646 East 15th Street, Tulsa, OK 74104 is just minutes from Downtown Tulsa. Here is an example of 59 new projects in 2020 alone that are coming to the region.
Our office has great highway access. You can reach our location from most places in Tulsa in 10 to 15 minutes, which is very good compared to most metropolitan areas. One challenge many people in Midtown Tulsa have had to deal with through all the growth is heavy traffic. This can correlate with an increase in auto accidents and uninsured motorist claims.
Cheapest Auto Insurance wants to make sure every customer that comes in is covered correctly. Uninsured motorist coverage is very important to consider on your auto insurance policy. If you have ever been hurt by an uninsured motorist, you know how imporant the coverage is. It pays for up to $25,000 of your medical bills per person and up to $50,000 total for others in the car. Medical bills add up fast nowadays, and you don't want to get stuck paying these costs out of pocket. So, please make sure you are covered correctly. We want to help you do that.
How Does Non-Owners Insurance Work In Tulsa, Oklahoma?
Non Owners insurance can often be a confusing policy. On many of the policies in Oklahoma, companies will add an exclusion of coverage if the vehicle is driven on a regular basis for a long period of time.
According to the Department of Insurance, a "non-owner liability policy pays for damages and injuries you cause when driving a borrowed or rented car, but it doesn't pay for your injuries or damage to the car you are driving." Many customers use this coverage to simply get their license reinstated.
If you drive a vehicle on a regular basis and own the vehicle, it is best to actually insure that vehicle (rather than to purchase a non-owners insurance policy). Many times, Non-Owners Insurance is cheaper than a normal auto policy. That said, coverage is much more limited.
One of the things we do here at Cheapest Auto Insurance is help explain all your coverages so everyone can understand them. Feel free to give us a call at (918) 744-5145 or visit one of our three local Tulsa offices to discuss a Non Owners Insurance Policy or any other questions you might have regarding auto insurance.
Get Started Today
Cheapest Auto Insurance wants to be your neighborhood insurance partner in Tulsa. You can reach one of our agents via phone at (918) 744-5145 or get an instant online quote.
E-Sign Accepted Here
We are happy to offer an e-sign option for anyone that can't make it to an office to sign paperwork. We want to make the process as easy as possible for you.
Note All rate data is generated as part of The Zebra's industry-leading annual insurance rate study.