Cheapest Auto Insurance
Fort Smith, Arkansas


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  • Multi-Car Discount
  • Good Driving Discount
  • Automatic Payment Discount
  • Pay Your Policy in Full Discount
  • Multi-Driver Discount
  • Defensive Driving Discount
  • Homeowners Discount
  • Non-Smoker Discount
  • Previous Insurance Discount
  • Married Discount
  • And Many More

Get Affordable Car Insurance in Fort Smith, Arkansas

Fort Smith serves as a vital point of commerce for both Arkansans and Oklahomans. The city of 60,000 sits on the Arkansas and Poteau rivers, and is part of a metro area of more than 270,000 residents.

Throughout its long history, Fort Smith has been a crossroads of travel. Today, major thoroughfares such as Interstate 49 and Interstate 540 pass through the area. Local drivers, therefore, need adequate car insurance to protect them wherever they want to go. Cheapest Auto Insurance knows how to help Fort Smith drivers find the coverage that’s right for them.

Why You Need Auto Insurance

Take a look at Fort Smith’s local vehicle accident snapshot. In 2014, there were nearly 3,000 vehicle crashes. This resulted in over 2,200 instances of property damage, 1,000 injuries and seven fatalities.

Each of the accidents came at a cost to the involved parties. Those affected by wrecks likely have to pay for vehicle repairs and possibly medical bills. They might even have to compensate other people, if they were at-fault in the accident. But with the right insurance, drivers won’t have to worry about depleting their bank account in order to cover accident costs.

Let’s Us Help You Get Affordable Coverage

Usually, Arkansas drivers pay quite an affordable rate for their car insurance—around $730 per year. The team at Cheapest Auto Insurance will take that affordability one step further.

Getting coverage takes time, research and commitment. However, it doesn’t have to be expensive or scary. Our agents will compare the policy options of multiple top-rated insurance providers. We will work one-on one with you to pinpoint specific coverage options, while still offering you the lowest possible prices. You won’t have to sacrifice quality just to save a few dollars on your coverage.

Getting You the Right Coverage

In Arkansas, drivers must carry liability insurance valued at:

  • $25,000 bodily injury liability insurance per person
  • $50,000 total bodily injury liability per accident
  • $25,000 property damage coverage per accident

Cheapest Auto Insurance’s agents will ensure that our clients’ policies meet the state’s requirements. But, we won’t stop there. We will make sure your policy has extended coverage that’s appropriate for you and your vehicle. We can help you get comprehensive coverage, collision insurance, uninsured/underinsured motorist protection, and more. You will benefit from this additional coverage.

We’ll Insure Your Driving History

Cheapest Auto Insurance understands that you might have specialty vehicles, unique coverage requirements or complicated driving records. Sometimes, these factors make it harder to find affordable coverage. That doesn’t scare us. We can issue non-owners coverage, SR-22 policies, or motorcycle insurance policies. Our goal is to ensure that every driver can get satisfactory car insurance.

Get Started Today

Fort Smith drivers, Cheapest Auto Insurance offers localized experience and expertise. You’ll get affordable coverage, and our friendly team of agents that can help you manage your policy at any time.

Ready to get started! Call (479) 308-2425 to get a free Fort Smith, Arkansas auto quote today.

E-Sign Accepted Here

We are happy to offer an e-sign option for anyone that can’t make it to an office to sign paperwork. We want to make the process as easy as possible for you.

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