How much does liability car insurance in Oklahoma City cost?
The average cost liability car insurance in Oklahoma City you are looking at about $66 monthly for the state minimum limits of 25/50/25. OKC liability insurance rates are about 3% lower than nearby Tulsa rates. Even though OKC has a larger population and the state’s capitol it still has cheaper liability insurance prices making it the second most expensive in the state of Oklahoma. If you are trying to save money on your liability auto insurance be sure and ask for the basic liability insurance limits when calling around getting auto insurance quotes. Some insurance companies in Oklahoma city may try to sell you higher limits that may or may not be needed depending on you circumstances.
What auto insurance companies in OKC are best for liability car insurance?
Here are a few auto insurance companies in OKC that that offer affordable car insurance if you just need the basic liability coverage:
1. Save Money Car Insurance
If you are needing higher limits of liability insurance than you may want to get car insurance quotes from more of a national insurance company. Here are a few below:
3. State Farm
Auto insurance companies use many rating factors when setting their prices for liability insurance. We have found depending on your driving record and credit score the difference between what these insurance companies charge can be of great difference. Some auto insurance companies prefer liability only auto insurance policies and also price themselves accordingly because they feel it's less of a risk to pay out on claims. Full coverage insurance claims seem to cost insurance companies much more compared to a claim where their driver just has liability only.
Do I need an auto insurance broker?
Auto insurance brokers can be a great option to shop car insurance quotes through multiple companies with one call. This saves consumers a lot of time and hassle because we all know that no one enjoys calling around for auto insurance quotes. We have found some of the larger auto insurance brokers in Oklahoma and Texas that can help do all the auto insurance shopping for you:
- Cheapest Auto Insurance
- Best Insurance
- La Familia
- Advantage 1
Some of these companies are contracted with over 100 different companies so you will see how this could be an advantage to the consumer to get that many quotes with one call. With anything though there are pros and cons about purchasing auto insurance from a broker.
Click here to see all the pros and cons of using an auto insurance broker