Downtown Tulsa Oklahoma

It's no overstatement that car insurance can be pricey. But it's a necessity that every citizen wishing to drive legally must invest in. There are ways to find cheap auto insurance in or around Tulsa, however.

What Type Of Car Insurance Is Required By Law In Oklahoma?

Oklahoma drivers — no matter what city they're in — are required to carry:

  • $25,000 in bodily injury liability per person
  • $50,000 in bodily injury liability per accident
  • $25,000 in property damage liability

Drivers may also be required to carry uninsured and underinsured motorist coverage for $25,000 per person and $50,000 per accident.

This isn't the only insurance you will want to invest in, however. Liability insurance only covers damages you cause to other people. It doesn't provide compensation for damages or injuries done to you, your passengers or your property. To be properly covered, drivers should invest in comprehensive, collision, personal injury protection and uninsured/underinsured motorist coverage on top of the required liability coverages.

How Much Does Auto Insurance Cost in Tulsa, Oklahoma?

On average, drivers in Tulsa may pay $823.51 a year, which makes it cheaper than the national annual average. For liability, collision and comprehensive coverage, Tulsa drivers pay an average of $68.62 a month.

Ways To Save Money On Car Insurance In Tulsa, Oklahoma

Some aspects that affect car insurance rates are out of your control, such as your age and gender. There are many ways a driver can save on car insurance, however.

  1. Ask about discounts. Insurance agencies generally offer many different discounts. See if you qualify for a Mature Driver discount, Good Student discount, Loyalty discount or Military discount.
  2. Improve your credit score. Having a high credit score can reduce your car insurance premiums. Pay off loans or cards to boost your credit score.
  3. Drive cheaper vehicles. Older and cheaper vehicles typically cost less to insure.
  4. Drive safely. Having a clean driving record can save you a ton of money on auto insurance premiums.
  5. Consider bundling home and auto insurance. This can often lower your premium rates.
  6. Reduce extra coverages. There are some coverages you may not need for your vehicle, so there's no need to pay for them every month.

In a city as large as Tulsa, it's important to have coverage in case of an accident. Do what you can to lower the cost of coverage, and you'll likely have protection that doesn't break the bank.

Get A Quote

Share |

No Comments

Post a Comment
Required (Not Displayed)

All comments are moderated and stripped of HTML.
Submission Validation
Change the CAPTCHA codeSpeak the CAPTCHA code
Enter the Validation Code from above.
NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2020
  • 2019
  • 2018
  • 2017
  • 2016
  • 2013
  • 2012

View Mobile Version
Facebook Twitter LinkedIn Yelp YouTube InstagramPinterest TrustedChoice
© Copyright 2020. All rights reserved.
Powered by Insurance Website Builder