SR22 Insurance In Dallas
Drivers with a serious traffic violation, such as DUI, can get their license suspended. While your license is suspended, you have to keep your car insurance in place and go an extra step and obtain a SR22 form. The SR22 form proves that you carry the required liability insurance needed by state law. Even if you don’t own a car, you’ll still need the SR22 and a non-owner insurance policy. If you’re facing this obstacle, here is a little more information you might find helpful.
Who Has The Best Prices On SR22 Insurance In Dallas
Many larger chains don’t offer SR22 forms but it’s not a good idea to cancel your current policy if you like it because it could be hard to get it back at the same rate, or at all. Instead, you can keep the policy you have and get your SR22 from another company. Or if you are dropped from your insurance you can choose a company that specializes in risky drivers.
If you need a new policy plus an SR22, here are some of your best bets in Dallas:
Save Money Car Insurance
The SR22 itself doesn’t cost anything besides the $25 filing fee. Your insurance, however, can increase up to 75% based on what violation caused your loss of license. If you don’t own a car, make sure to ask for non-owner SR22 insurance. Since you presumably drive less often when you don’t own a car, the price of premiums for these plans is lower.
Breakdown Of SR22 Forms And Auto Insurance
The Texas Department Of Public Safety requires proof of financial responsibility for divers who have a suspended license as part of the reinstatement program. It certifies that you have at least the required state minimum liability insurance, even though you can’t drive. You’ll need to keep your SR22 form on file for at least 2 years after your suspension has been lifted.
Why do you need the SR22 at all? It provides some extra insurance that you keep your auto insurance policy in good standing. If you have an SR22 on file and let your insurance lapse, they are required to notify the state. This hurts your chances of getting your license reinstated and can result in fines and other punishments.
How TO File An SR22 With The Texas Department Of Public Safety (DPS)
Here are the steps you must take to get your SR22 on file. First, choose an authorized insurance provider to assist you. Your insurance company will charge you a fee for filing the paperwork on your behalf. This fee can be between $10 and $25. Later, you’ll also have to pay a reinstatement fee of $100. The insurer will file the SR22 directly with the DPS. It is then up to you to continue paying your monthly insurance premiums and not let your policy lapse during this time, even though you can’t legally drive with a suspended license. You’ll have to keep the SR22 form on file for at least 2 years after your license is reinstated.
Visit this website for a cheap quote on SR22 insurance in Dallas https://savemoney.live.ptsinsured.com/default.cfm
Cheapest Auto Insurance provides quotes from numerous auto insurance companies that offer SR22 insurance coverage. Visit out website at https://www.aautoandhomeinsurance.com/dallas-tx/
Or visit one of our 3 retail locations in Dallas for a free quote.