A lot of people who have an unused car in their garage wonder whether to keep insuring it or not. It might be a valuable classic convertible, the old vehicle you no longer use or your son or daughter’s car he or she won’t need this semester. So is it worth it paying for car insurance or not?
Minimum Insurance Coverage Laws Vary
If your car is registered and has legal license plates, then you should know that in almost every American state it is illegal to have an uninsured registered car. However, the minimum car insurance coverage varies, and this is something you should really look into. Remember that even though you might have no plans to drive the car at this time, no one is protected from a series of car problems and the vehicle in your garage might be your only option. Besides, you never know when a friend or relative of yours could call and ask you to lend it for a couple of days.
It is Not Completely Safe Even in the Garage
Despite the fact that your car is stored in a garage, it is not completely protect, and numerous things can damage your vehicle. While in the garage, your car is safer, but it is not completely protect from theft, fire or water damage, vandalism and so on. Cheap car insurance can save an additional expense and give you a peace of mind.
An Uninsured Classic Car is a Huge Risk
If you have a classic or antique car, then you should also know that these types of vehicles usually require special coverage policies. Many owners drive their classic car really rarely, and these vehicles spend a lot of time in the garage, sometimes they are there for years. But these cars a usually quite expensive and at some point, the owner might decide to sell it. Even these cars are in garages, they are not completely protected and getting damaged can lead to a lot of expenses or losses which could have been avoided with just cheap and affordable car insurance.
Contact a Professional
At the end of the day, if there is even a slight possibility that your car is needed on the road at some point, you should get cheap car insurance and keep the license plates on. And the need for car insurance is even greater if you have a classic car in your garage. It’s better to be safe than sorry, so getting an insurance for the car in your garage you don’t use right now is always the best decision. In addition, it is always smart to contact a car insurance company and get more information about the insurance requirements in your state and what the company has to offer for your stored vehicle.