Hailstorms can be dangerous if not taken seriously. The largest hailstone that fell on Earth weighted 1.93 pounds or 0.88 Kg having a diameter of 8-inches. So, it is possible that you might get hailed-out by hailstones that are approximately 8 times larger than a standard golf ball. In hailstorms, it is your vehicle which is at greatest risk. So here are some ways that can help you in keeping your vehicle safe during a hailstorm.
A shelter for your vehicle:
Always park your vehicle in a place that can protect it from above. Check out DisasterSafety.org and see if you live in one of those bright blue areas, if yes then its prime time that you start evaluating where you should park or safe areas that are safe from hail. The bright blue regions are those which are considered at high alert zones for hailstorms.
Park somewhere safe:
If you are not able to find a safe space for your vehicle then drive to any nearby mall or complex or any other such thing with protective coverings. These places have covered parking spaces in the basements or parking garages. You can park your vehicle here until you find the right place for your car. However, not all the complexes let you park in basements/garages freely so see if you can talk to someone on duty and get their permission.
The car coverings:
There are many companies that sell specialized car covers that are made for protection against the hailstorms. However, they can be a little expensive if you are keeping your expenses in check. An alternate method is to use blankets in place of regular or specialized covers. If the hailstorm ranges from small to medium scale then blankets are more than enough for protection against the hailstones. But, if you are going to use blankets for covering your car then we suggest you do it with extra care. Remember to tape the ends of the blanket to the car properly so that they don't get blown away by the wind.
Get it Insured:
This is more of a fallback that should always be kept in check. You must hold at least comprehensive coverage for your vehicle. Also adding rental car coverage is also beneficial. The comprehensive insurance must hold insurance against all natural disasters that can cause damage to the vehicle. Protection against natural disasters is an optional choice that you get while filing your insurance, many people leave this option unchecked and suffer later. It is important that you consider all the options which are shown while purchasing insurance from any company. Also having a lower deductible in times of hail/rain storms can be a great idea. In case you have to pay out a deductible to have your vehicle fixed in the event it does get damaged by hail or strong winds.
Rental car coverage helps in paying the rent of the rental car that you might be using while your car is being repaired or replaced. So, it is also important to get a rental insurance for your car so that you do not suffer from all those extra rental expenses.
Not covered or need more affordable adequate coverage?
Speak for free with a live professional agent about how you can save while getting the coverage you need at 918-744-5145 or get a quote now at aautoandhomeinsurance.com