Oklahoma City, is the capital of the Sooner State, and Oklahoma's largest city. Home to more than 500,000 people, it remains a draw for more people than just lifelong Oklahomans. If you're moving from another state to OKC, you'll find welcome amenities and friendly people.
Even so, moving across state lines means transferring a lot of your assets to your new place of residence. By law, you have to register certain items with respective Oklahoma agencies. Your car is one of these items. You must get state registration on the vehicle, and insure the car in accordance with Oklahoma regulations.
Oklahoma requires most new residents to transfer their car into the state within 30 days. This means getting a new license and registration. When registering, you must show several pieces of evidence to verify ownership. This might include your title, or similar applicable documents. You must also show proof of active car insurance.
Oklahoma's Car Insurance Requirements
When registering your car, you can sometimes use the policy you held in your previous state of residence as proof of coverage. However, that policy must follow Oklahoma's liability insurance requirements. If it doesn't, you might not be able to register the car.
Oklahoma requires every driver to carry liability insurance valued at:
- $25,000 bodily injury or death coverage per person
- $50,000 bodily injury or death coverage per accident
- $25,000 property damage protection
So, before going to the local tag agency, make sure your insurance contains the state minimums. If it doesn't, you should contact an insurance agent to adjust your coverage.
Enhancing Your Insurance
Oklahoma's minimum insurance requirements often are not sufficient for the needs of Oklahoma City drivers. Since urban areas often present higher risks of accidents or other incidents, having higher levels of insurance than the minimum requirement will likely help you.
- Consider increasing your liability limits beyond the state minimums. Liability protection can help you if you are found at-fault for damage you cause to others.
- Invest in comprehensive and collision coverage to help pay for repairs of your car.
- Think about buying additional perks, such as roadside assistance or rental car reimbursement coverage. These enhancements can help you if you find yourself without a working car.
In each of these cases, your policy can provide valuable financial help in case of damage. So, let your Cheapest Auto Insurance agent be your guide to customizing your coverage.