Should I accept or reject medical payments coverage for my Fayetteville Arkansas auto insurance policy?
Is medical payments coverage worth accepting or rejecting on my auto policy in Fayetteville Arkansas? Every person has their own opinion and we cannot tell you yes or no to this question. But we can explain to you exactly what Medical payments cover you for in Fayetteville Arkansas and then you can make the determination if its worth it or not.
First of all Medical payments most commonly presented in the amount of $5,000 although some companies do go up to $10,000 at a higher cost to the customer. The first question we always get is well I have health insurance do I really need to pay for Medical payments coverage on my auto insurance policy? That is a valid point, but my concern to that point would be what about your deductible and copays on your health insurance policy? What if you don’t have the money at the time to pay that high deductible? Some health insurance policies require you to have a $5,000 ded, which can be a challenge to come up with out of nowhere. But if you accept Medical payments coverage for a small monthly amount on your auto policy if the car accident happens and you are hurt badly, you do not have a deductible on your medical payments coverage and will be able to receive the $5,000 for all those medical bills in a timely manner.
So in conclusion, we cannot tell you yes or no to this question but hopefully this article by Cheapest Auto Insurance will help you make a wise decision. This is one of the benefits of calling Cheapest Auto insurance for a quote today or visit us at our local office in Fayetteville 479-935-4899
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