Licencing and Insuring Teen Drivers In Sapulpa, Oklahoma
If there will be a new teen driving in your Sapulpa household soon, you need to read up on the graduated drivers license program and mandatory insurance minimum coverage laws in Oklahoma. First things first, make sure to call your insurance broker to add your new driver to your family policy. Under Oklahoma state law, the minimum liability coverage is $25,000 bodily injury liability per person ($50,000 per accident) and $25,000 property damage liability per accident. Failure to produce your insurance card when stopped by police carries fines and license suspensions.
In 1999, Oklahoma became the 33rd state to pass a graduated license law for new teen drivers. The program rewards teens that enroll in certified driver's education and puts restrictions on young drivers that get lifted as they gradually gain more experience behind the wheel. You can start the graduated license program as young as 15 if you are enrolled in drivers education. Here are the steps to the GDL program in Sapulpa and in all of Oklahoma state:
Unlicensed Driver - As a reward for enrolling in a certified driver's education program, teens can get an unlicensed driver permit that allows them to drive with their instructor in the car.
Learners Permit - At 15 and a half for teens who took driver’s education or 16 years old for everyone else, you can apply for a learners permit. You must pass a written exam and an eye exam for this license. At this stage, teens are allowed to drive from 5 AM to 10 PM with a licensed adult driver in the front passenger seat.
Intermediate License - After holding a learners permit for 6 months with no traffic violations, a teen can take a road skills test and get an intermediate license if they have also completed 50 hours of practice driving. This license puts limits on driving hours and passengers.
Unrestricted License - After another 6 months of violation-free driving (or at 18 years of age) a teen can receive an unrestricted license.
The graduated license program has helped to decrease fatal accidents among young teen drivers and puts more emphasis on education and practice hours, ensuring safer driving conditions for everyone on the road.