How to get Non Owners insurance in Dallas, Texas:

Dallas at Dusk

Purchasing non-owner’s insurance for times when you are without a car can be incredibly helpful if you are between vehicles. Not only will it keep your insurance costs lower, as you haven’t been without insurance, once you get a new vehicle but also protect you from liability in many situations. While this type of auto insurance doesn’t cover everything a normal car insurance policy would, it is still handy to have as an option when you need it most. You may also find that obtaining this insurance is incredibly easy and can be provide to a wide variety of people.

How to Get Non-Owners Insurance in Dallas, Texas

Many people wonder how to get non-owners insurance in Dallas, Texas due to possessing a car or being between insurances due to their lack of a car. However, it is incredibly easy to apply for quotes just like any other insurance you may want to purchase. Companies such as Safe Auto and State Farm both offer quotes for non-owner’s insurance to help people prevent the high costs of being without insurance for a vehicle. Usually non-owner’s insurance costs less than your usual insurance policy due to it not possessing certain qualities that a normal car insurance would have you pay for as part of your policy.

Applying for Non-Owners Insurance

The first step to learning how to get non-owners insurance in Dallas, Texas is to simply apply with as many auto insurance companies as you can to obtain the best price. You will not only benefit from having the ability to choose the company with the best prices but the best coverage as well. Some people prefer to add extra medical coverage on their non-owner insurance policies to help them when an accident does occur. Others will add to the liability coverage to protect themselves in the case of an accident as they feel the base coverage doesn’t cover as much as it should. These choices are up to you but will help you in the long run until you can get your own car.

What Does Non-Owners Insurance Provide?

You will notice a few obvious differences between normal auto insurance and non-owner’s insurance. The first is that collision and comprehensive coverage are not offered under these types of policies due to you not owning a vehicle to place these policies on. However, it does cover liability as well as medical for underinsured or uninsured drivers in the case of an accident. This will allow you to borrow a friend’s car and ensure that these necessities are covered if you do happen to be in an accident. Your friend’s auto insurance will cover damages as well as anything else that needs coverage, then your non-owner’s insurance will cover the rest.


There are several benefits of having non-owner’s insurance such as the ability to be covered in the case of an accident while borrowing a vehicle. You can also obtain this insurance from a company that will give you discounts on rental vehicles which can save you money when you do need a vehicle but cannot borrow one from a friend. Finally, you will also benefit from being able to keep your preferred driver status as you won’t be without insurance even if you are without a car to put insurance on.

Click here to learn all the details about non-owners insurance, as well as find the lowest rates for your new policy.
Posted 12:35 PM

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