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Getting an insurance without a driver license in Austin, Texas is a tough job that sometimes can be done easily. The chances majorly depend on your resources and time. It is common to think that getting an insurance without a driver license is quite illogical. However, one can imagine many situations where you'd need to have an insurance while you cannot arrange for a permit (driver license). Texas government needs you to have insurance for driving a car. Some situations that may require you to have an insurance while you do not have a license may include;

When you have a personal driver:

Need for insurance may arrive when you are the owner of the car, but can not drive it. There can be many reasons responsible for you, not being able to drive your vehicle. One prime example can be taken from the case of senior citizens. Many older people have personal drivers that drive them around, the insurance policy in this situation is placed under the driver's name if the senior has no drivers license in most cases. The another example can be of those people who are disabled and can not drive a vehicle by themselves; these people are forced to have a driver or someone else drive them around if they want to go somewhere.

If you get caught driving without a license:

If you get caught by the police when you were driving without a license, most probably you would have to pay a penalty and the Judge would order you to get a license. Note that there can be some more severe penalties involved in the procedure, however, if you are lucky enough then these are the minimum penalties you'll be facing. You would need an insured vehicle for getting a driver license, so ultimately for getting your license, you would have to have an insurance first. This is where we can help folks get there drivers license back. We offer quotes to people without a drivers license at

If you have a suspended License:

If your driver's license gets suspended and you need an insurance policy, you can get it easily. The insurance company should have some policy for your situation. We recommend, be honest with your insurance agency and they should be able to help you. Remember that your insurance company has a full right to check your situation about the license and can or will check verify this with your driver records. Getting an insurance policy this way is quite expensive. You would have to pay some high premium payments to get started; there can also be some extra expense involved in setting up such a policy. Although at independent insurance agencies like us (Cheapest Auto Insurance) can get customers rates from a network of companies to counter the higher prices to get you lower prices. Check out rates now at

Getting an Insurance without any Driver's License:

Austin is one of those states in Texas which allows such policies to issued to people. For getting a policy without any permit (driver's license) you would have to look for an agency or a company that covers such situations. The basic idea behind these policies is to choose a primary driver name. This person gets to be the owner of the policy, and you remain the owner of the vehicle. If the primary driver in the policy lives with you or is related by blood, the process gets simplified. However, if this is not the case, then you would have to nominate your name to be excluded as the driver on the policy. A detailed and formal information about your policy can be taken from your insurance agency.   


Posted 5:39 AM

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