What does comprehensive coverage actually cover on my personal auto policy?
Comprehensive coverage on a personal auto policy is an important coverage on your personal auto policy. Below are a few important types of losses that are covered under your comprehensive deductible.
*Situations where your car is hit by an animal,for example a deer (Which in Broken Arrow OK is very important)
*Fire (Although its rare it is possible for a car to catch fire)
*An object falling on your car ( for instance snow piling up on your carport and collapses on your car) Again in Broken Arrow Ok we do get those heavy snows in the winter)
* Vandalism- this one is huge, even though Broken Arrow Ok is not a big crime city, there are those situations of theft or just people being people and keying you car for no reason.
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One thing people don’t realize is it is very inexpensive to get a low deductible on your comprehensive deductible, it is so much cheaper than yoru collision deductible. Cheapest Auto Insurance Broken Arrow recommends our customers to go as low as your can on your comprehensive deductible, ever as low as $250 due to the cost being so minimal.
Also if you don’t want to pay for full coverage (comp and collision) then Cheapest Auto Insurance Broken Arrow has some carriers that offer liability and comprehensive only and you don’t have to do collision coverage which is a huge money saver. Any questions about comprehensive coverage or any other Broken Arrow auto insurance questions or needs feel free call us anytime at 918-744-5145 or visit us at aautoandhomeinsurance.com
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