At Cheapest Auto Insurance we understand that none of our wonderful customers want to pay more for car insurance than they have to. Cheapest Auto Insurance wants to warn all consumers in Kansas and Missouri that state required property damage liability limits are only $10,000. This makes liability only policies very affordable financially for most Kansas and Missouri drivers but it presents a major problem if you as a driver of your car has an accident that is your fault. Because if the accident is your fault and you hit a car that is say worth $25,000 maybe a 2016 Jeep Grand Cherokee for instance and you total that vehicle your insurance provider is only going to pay that person $10,000 to fix the vehicle you just totaled and that person may owe $25,000 so they are coming after you for the other $15,000 to repair their car and put them back to where they were before you hit them. Which we all know that is a ton of money to come up with. So you have to ask yourself is it maybe worth paying $5 to $10 more monthly to accept the higher property damage liability limits of $25,000 to give yourself as a consumer the peace of mind to know if you hit a brand new car some time today that you would have enough property damage liability insurance coverage to cover that brand new vehicle you just totaled.
The Right Coverage
Cheapest Auto Insurance will give our customers what they ask for we are not going to try to up sell you a bunch of coverage you will never need. But we feel the sweet spot for you property damage liability limits are $100,000 this will cover basically any car on the road at this current time. But we understand that auto insurance in St Louis and Kansas City is very expensive especially if your finance company is making you carry “comp” and “collision” on your vehicle, the prices can be very expensive plus adding on more liability coverage, you may ask how can I afford this? Here is one very important thing you can do to be able to get higher property damage liability limits and keep your prices affordable and this one thing seems very simple but happens less than you might think, it is keeping your auto insurance active and paid to date for 6 consecutive months. This may sound like such a small thing but its huge this is what happens when you keep your insurance active it opens you up to discounts that you would otherwise not qualify for if your Kansas auto insurance and Missouri auto insurance is lapsing on a frequent basis. That is why at Cheapest auto Insurance Kansas City and Cheapest Auto Insurance St louis we try to offer our customers to quote them through all of our companies once the are continuous with us for 6 months straight. It opens a variety of companies to go through that offers those higher property damage liability limits.
We have been selling car insurance for many years and we hate paying for Kansas/Missouri auto insurance just as much as you do but when you look at the overall picture and the price of vehicle repair going up at a dramatic rate. Cheapest Auto Insurance recommends spending a few extra dollars a month to accept the higher property damage liability limits.
Our Local Office’s
Also remember when can serve the entire state of Kansas and Missouri. We can start a policy using a phone, computer, email, fax, and many other options for your convenience.
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