Texting and Driving

While driving it can be a tendency to take care of tasks and other things which may distract you. However, doing these distracted tasks may lead to a car accident, which would then increase your car insurance premium. Here are the most common distracted driving habits that answer the question,what can cause your car insurance rates to raise?

Playing with your radio

This is quite a common one. A song you cannot stand is one the radio, so you look down for a quick second to change the radio station to something else. One second later your car is sitting on the curb because you were not paying attention. Rather than distract yourself by playing with the radio, you may want to put in a mix cd in your cd player that has songs you enjoy, or see if your car has an AUX input that you can connect your iPod to.

Text messaging/calling

This is probably one of the most common distracted driving habits amongst all drivers. You just have to return that text to the person who sent you a text. It's an automatic habit to text someone back once they text you. Sadly, spending time texting takes your eyes off of the road. This temporary distraction could lead to an accident, especially if the car ahead of you hits the brakes. Calling can be another messy distraction if you mind is more focused on your actual phone conversation instead of what is happening on the road.


If possible, it is in your best interest to eat or drink before you get into your car. Not only can eating or drinking take your eyes off of the road, but it also gives you less leverage of your steering wheel since one hand is occupied with your food or drink. Try to eat breakfast at home before heading to work. If you are heading on a long road trip, plan to hit road stops that have locations where you can eat and drink.

Picking up an item on the floor

You hear something rolling around on the floor. You are not sure if it is your cd or possibly the piece of expensive jewelry you lost the other day. Instead of pulling over you decide to drive while reaching your hand to the floor hoping to find the item. Your eyes are completely off the road as you want to see what item or items you have grabbed. If you hear something rolling around in your car, it is in your best interest to pull your car over, and then take the time to find the item.

Personal grooming

It's not the best of ideas to use your rearview mirror to shave or put on makeup while driving. The rearview mirror is meant to be used to have a clear idea of the cars or objects which are behind you. Give yourself more time in the morning to take care of your personal grooming, so you do not have to worry about it while driving.

Talking to the other passenger

While it can be okay to speak with the other passengers in your car, it is not as good of an idea to make eye contact with them while driving. Doing this activity can take your eyes off of the road where your attention needs to be focused. Even if you are engaged in an argument or having a meaningful conversation, your priority is to make sure that you are focused on the road.

While distracted driving may be commonplace, it is advisable to avoid it altogether. Any of these activities could lead to a car accident, and in turn, raise your car insurance quotes.
Posted 5:03 PM

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Karla white said...
Fantastic Post!! These are a really good point to alert everyone while driving a car. You are going well. Keep it up. Thank you for sharing :)
WEDNESDAY, JUNE 07 2017 12:37 AM

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